Institutional RWA Vaults Are Now Live on LI.FI Earn

TLDR: 

  • Institutional RWA vaults on Plume Network are now available through LI.FI Earn.

  • Partners can add RWA Earn features into their product, offering access to institutional RWA vault protocols through a single LI.FI Earn integration.

  • Partners can access institutional RWA strategies across government debt, private credit, commodities, diversified funds, and other RWA categories.

  • LI.FI Composer orchestrates one-click deposit and withdrawal workflows while integrating compliance checks, such as KYC, to ensure issuers and investors meet applicable regulatory requirements.

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Real-world assets are becoming an increasingly important part of the onchain economy.

Tokenized government debt, private credit, commodities, and institutional funds are bringing established financial products onchain and creating new opportunities for users to earn yield from real-world economic activity.

However, accessing these opportunities remains difficult.

Institutional RWA products are distributed across different chains, vaults, managers, and interfaces. Users may need to bridge funds, acquire a specific deposit asset, complete eligibility requirements, and navigate several transactions before they can enter a strategy.

Today, we’re making that experience significantly simpler.

Institutional RWA vaults are now available through LI.FI Earn, featuring a selection of institutional RWA Nest vaults issued on Plume Network, and available across blockchains such as Ethereum, Plasma, World Chain, BNB Chain, and more.

Any wallet, exchange, neobank, or financial application can now integrate access to institutional-grade RWA strategies while using LI.FI Composer to enable one-click, compliant, cross-chain deposits from supported tokens and chains.

Bringing Institutional RWA Yield Into Any Financial Product

Demand for onchain yield is expanding beyond crypto-native lending, staking, and liquidity strategies.

Users are increasingly looking for opportunities tied to real-world assets, including government debt, private credit, commodities, and professionally managed institutional strategies.

At the same time, wallets, exchanges, and fintech applications are looking to expand their Earn products without building and maintaining separate integrations with every vault, protocol, and asset manager.

LI.FI Earn provides the infrastructure to do this through a single integration.

It gives applications a standardized way to:

  • Discover supported vaults across protocols and chains

  • Surface strategy information such as underlying assets, APY, and TVL

  • Filter opportunities based on their own product requirements

  • Track users’ positions and balances

  • Integrate Earn functionality without building protocol-specific infrastructure

  • Monetise their Earn offering through configurable fee infrastructure

LI.FI Earn already provides access to strategies from more than 20 vault protocols, including Aave, Morpho, Ethena, Ether.fi, Euler, and Pendle, with built-in execution across more than 60 chains. 

Institutional RWA vaults now become another category that partners can make available through the same integration.

While LI.FI Earn helps applications discover and distribute yield opportunities, LI.FI Composer powers the execution required to enter them.

Depositing into an RWA vault may involve several onchain actions:

  1. Swapping the user’s existing asset into the required deposit token

  2. Bridging that asset to the chain where the vault is deployed

  3. Managing token approvals

  4. Calling the vault contract

  5. Depositing the funds and returning the resulting vault position to the user

Today, LI.FI Earn unlocks access to the following institutional yield vaults on Plume:

Vault

RWA Category

Yield

Yield Source Partner

nTBILL (Nest Treasury Vault)

Government debt

Target APY: 3.7%

Centrifuge

nALPHA (Nest Alpha Vault)

Diversified RWA

30D yield: 11.2%

Apollo, Superstate, BlackOpal

nCREDIT (Nest Credit Vault)

Private credit

Target APY: 8%

WisdomTree, BlackOpal

nACRDX (Nest ACRDX Vault)

Private funds

Target APY: 2%

Apollo, Centrifuge

nWISDOM (Nest Wisdom Vault)

Private funds

Target APY: 6%

WisdomTree

nOPAL (Nest BlackOpal LiquidStone II Vault)

Private credit 

30D yield: 11.8%

Superstate, BlackOpal

nLCRD (Nest Liquid Credit Vault)

Crypto carry + Treasuries

Estimated APY: 19%

Liquid Credit, Verto

nBASIS (Nest Basis Vault)

Crypto basis

30D Yield: 2.63%

Bitwise, Superstate

nFALCON (Nest FalconX CLO Vault)

Private credit

Estimated APY: 8%

M11 Credit, FalconX

Additionally, LI.FI Earn also supports Maple’s syrupUSDC, msyrupUSDp strategies, as well as Paxos’ wPAXG vault (Paxos Gold) on Ethereum.

Access to these RWA-Earn opportunities is enabled by LI.FI Composer’s orchestration rails. Composer provides a seamless onboarding experience for users depositing into and withdrawing from these vaults, while also supporting compliance checks, such as KYC, to help ensure issuers and investors meet applicable regulatory requirements.

Without LI.FI Composer, users would need to jump through multiple hops to access these opportunities. LI.FI Composer turns the deposit flow into a single composable flow.

Once a user selects an RWA opportunity through an application powered by LI.FI Earn, Composer constructs the swaps, bridges, and protocol interactions required to complete the deposit.

This turns a fragmented multi-step process into a one-click experience for the user. Composer also provides execution safeguards including gas estimation, slippage protection, transaction structuring, status tracking, and recovery states.

Get Started: A Single Integration for a Growing Yield Market

RWA vaults are part of a broader set of opportunities available through LI.FI Earn.

Through one integration, applications can provide access to strategies across:

  • Structured vaults

  • Institutional real-world assets

  • Private credit

  • Tokenized commodities

  • Lending

  • Liquid staking

  • Restaking

  • Stablecoin yield

As LI.FI Earn adds support for new protocols, chains, and asset classes, partners can expand their offering without rebuilding their Earn infrastructure for every new integration.

This gives teams a scalable foundation for building yield products while retaining control over strategy selection, product design, disclosures, eligibility, and monetisation.

With LI.FI Earn, you can access strategies from more than 40 vault protocols, with built-in cross-chain execution across more than 60 blockchain, through a single integration.

Explore the LI.FI Earn documentation: https://docs.li.fi/earn/how-it-works

Learn more about LI.FI Composer: https://docs.li.fi/composer/overview

Disclaimer:

This article is only meant for informational purposes. The projects mentioned in the article are our partners, but we encourage you to do your due diligence before using or buying tokens of any protocol mentioned. This is not financial advice.

Complete enterprise solution beyond an API

LI.FI connects you to every major DEX aggregators, bridges, and intent-systems, tapping liquidity from Uniswap, 1inch, Stargate, Across, and more — across all major chains, all through a single integration.

Complete enterprise solution beyond an API

LI.FI connects you to every major DEX aggregators, bridges, and intent-systems, tapping liquidity from Uniswap, 1inch, Stargate, Across, and more — across all major chains, all through a single integration.