TL;DR: Banxa has integrated LI.FI to expand token and chain coverage across its on-ramp and off-ramp experience, using LI.FI’s onchain routing and liquidity aggregation to offer broader asset access through a simple user journey.

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On-ramping is no longer just about helping users buy crypto. Increasingly, users want to buy a specific asset, on a specific chain, and receive it directly in the wallet or app they already use.

That creates a harder infrastructure problem for on-ramp providers. Every new token, chain, stablecoin variant, or emerging asset adds more operational complexity: liquidity sourcing, routing, wallet support, slippage management, reconciliation, and execution reliability. Without the right infrastructure, users often have to on-ramp into a major asset first, then bridge and swap elsewhere to get the token they actually wanted.

As one of crypto’s leading fiat access infrastructure providers, Banxa powers on-ramp and off-ramp experiences for wallets, exchanges, fintech apps, gaming platforms, and dApps across global markets with 400+ partner integrations, 10M+ users, and support for 150+ fiat currencies. With broad payment coverage, regulatory infrastructure, and partner-facing APIs and SDKs, Banxa sits close to the point where many users first enter or exit the onchain economy.

At that entry point, broader asset coverage matters. The more tokens and chains Banxa can support, the more useful the experience becomes for partners and users. To scale that coverage without managing every route directly, Banxa has integrated LI.FI's universal liquidity layer.

Banxa’s Fiat Access Layer

Banxa provides embedded crypto-fiat infrastructure for businesses, helping platforms offer on-ramp and off-ramp experiences without building the fiat, compliance, and payment stack themselves.

Through Banxa, users can move between fiat and crypto using payment methods such as cards, bank transfers, Apple Pay, Google Pay, Klarna, PayPal, and local payment rails. Banxa handles key parts of the fiat flow, including KYC, AML screening, payment processing, compliance, licensing, and settlement.

Banxa’s infrastructure is available in 180+ countries and regions, with 45 regulatory licences held. Its developer platform supports hosted checkout, native API integrations, and SDK-based flows, giving wallets, exchanges, fintech apps, gaming platforms, and dApps multiple ways to embed crypto access into their products.

In this partnership, Banxa continues to own the fiat access layer. LI.FI expands what that layer can reach onchain.

Expanding Banxa’s Onchain Reach Ft. LI.FI

LI.FI gives Banxa access to an universal liquidity layer that aggregates liquidity across 60+ chains, DEX aggregators, bridges, solver networks, and intent-based execution venues.

Instead of manually building support for every token and chain one by one, Banxa can use LI.FI to route users into a broader set of assets through a single integration. When a user selects a token, LI.FI finds the best available route to source and deliver that asset, even when execution requires swaps, bridges, or multiple liquidity sources behind the scenes.

The flow is designed to stay simple for the user:

1. The user selects a fiat amount and the crypto asset they want through Banxa.

2. Banxa handles the fiat leg, including payments, KYC, AML, compliance, and settlement.

3. LI.FI routes the crypto leg, sourcing the selected token across available onchain liquidity.

4. The user receives the token they chose, without needing to manually bridge or swap.

For off-ramping, the flow works in reverse. LI.FI can help route assets users hold across chains into assets Banxa can process for fiat payout, reducing the need for users to manually consolidate or pre-swap before exiting to fiat.

This separation of responsibilities is what makes the integration powerful: Banxa handles regulated fiat access, while LI.FI handles cross-chain routing, liquidity aggregation, token abstraction, and execution.

What This Enables

For Banxa, the integration creates a more scalable way to expand asset coverage. New tokens and chains can be supported through LI.FI’s routing layer without Banxa needing to manage direct liquidity for every asset individually.

That means broader token access, faster chain support, and less operational overhead per asset. It also gives Banxa a cleaner way to serve partners whose users expect access to more than just major assets on major chains.

For users, the benefit is a simpler experience. Instead of buying one token, opening another app, bridging to another chain, and swapping again, users can access the asset they intended to buy through a single Banxa flow.

The result is a more flexible on-ramp and off-ramp experience: fiat in, more tokens out; any token in, fiat out, with LI.FI handling the routing complexity in the background.

About Banxa

Banxa, an OSL company, is the leading provider of embedded crypto infrastructure – powering seamless integration of digital assets into existing platforms. Over the past decade, we’ve built global and local payment solutions, backed by an international licensing network, enabling 400+ businesses to deliver crypto and stablecoin access to millions of users around the world. Headquartered in the United States, Europe, and Asia-Pacific, Banxa is reshaping the way we move money worldwide—with regulatory confidence, speed, and efficiency.

One Network. Local Everywhere.

Website: banxa.com

X: https://x.com/BanxaOfficial

Developer docs: docs.banxa.com

About LI.FI

LI.FI s the universal liquidity layer trusted by 1000+ enterprises to unlock unified market access to digital assets. LI.FI reduces the complexity of building digital asset products by orchestrating liquidity across permissioned and permissionless venues, powering stablecoin and RWA flows across 60+ chains through a single integration.

Website: https://li.fi

X: https://x.com/lifiprotocol

Build with LI.FI: https://docs.li.fi/