The Market Opportunity: Yield Discovery is Broken

Yield opportunities in DeFi have never been more abundant. Thousands of vaults, lending pools, and staking positions exist across dozens of chains and protocols. The problem isn't supply. It's everything that comes after.

First, there's the discovery problem. Yield opportunities are scattered across protocols, each with different interfaces, metadata formats, and performance metrics. There's no standardised way to compare opportunities, track positions, or surface the right vault for the right user.

Then there's the execution problem. The path from "I see an opportunity" to "my capital is earning" requires navigating fragmented infrastructure: swapping tokens, bridging across chains, approving contracts, switching networks, and finally depositing. Each step is a separate transaction, a separate confirmation, a separate point of failure.

Users understand yield. But the gap between wanting to earn and actually earning, across both discovery and execution, is so wide that most never finish the journey. They stay on their home chain, not because the yields are better, but because acting on anything else costs too much effort.

This fragmentation is structural: liquidity is siloed by chain, vault data is unstandardised across protocols, contracts are chain-specific, and execution is single-step by design.

What's needed is infrastructure that unifies both sides of the problem - a single layer that unifies yield opportunities into a consistent, queryable interface and resolves the entire execution path in one transaction.

That's what LI.FI built with LI.FI Earn: the complete yield infrastructure underneath Jumper Earn. Jumper owns the product experience and UX. LI.FI Earn powers the vault discovery and orchestration of bridging, swapping, and depositing, behind it.

Instead of treating yield as something users must manually navigate, LI.FI Earn enables applications to embed yield access directly into their product, with execution handled end-to-end.

Jumper's Insight: Discovery Without Execution Isn't Enough

As the leading smart money app for deploying, managing, and moving capital, Jumper has moved over $24B in liquidity across 60+ chains for 200,000+ users. That gave them direct visibility into how capital actually moves onchain.

What they found was telling:

• 65% of Jumper users swap then deploy into yield.

Their power users were already multi-chain native: exploring 4x more chains and holding 3x more positions than average DeFi users. These weren't beginners. They were sophisticated users bottlenecked by tooling.

Jumper had already solved the aggregation problem for swaps and bridges. The next step was obvious: apply the same logic to yield. Build a discovery engine that surfaces personalised opportunities, and pair it with execution infrastructure that lets users act instantly.

But building that from scratch would mean integrating each vault protocol individually, standardising metadata, tracking positions, handling protocol-specific deposit logic, and maintaining it all across chains. That's a multi-month engineering effort before a single user earns anything.

Instead, Jumper built on LI.FI Earn - getting unified vault discovery, standardised data, portfolio tracking, and one-click execution through a single integration.

What Jumper Earn Enables: "Smart Earning. Zero Complexity."

Jumper Earn is a personalised DeFi yield layer built on LI.FI Earn. It aggregates 115+ earning opportunities from 15 DeFi protocols (including Aave, Morpho, Lido, Euler, ether.fi, Fluid, Spark, and others) into a single interface.

When a user connects their wallet, Jumper scans their holdings across all chains, detects idle assets, and surfaces yield opportunities matched to their portfolio and onchain behaviour. Thanks to LI.FI Earn, users can discover, compare, and Quick Deposit into any pool, from any chain, with any asset - all without leaving the interface.

Alongside Earn, Jumper Portfolio provides a unified cross-chain view of all positions, powered by LI.FI Earn's portfolio tracking, with the ability to deposit, withdraw, and redeploy capital without leaving the interface.

Enter LI.FI Earn

LI.FI Earn is the complete infrastructure for launching Earn products, combining a dedicated data layer with an execution and orchestration engine.

It provides the full infrastructure for building a world-class Earn product - from discovering yield opportunities to ease deposits and tracking positions.

Earn Data API — Yield Discovery

LI.FI Earn's data layer aggregates yield opportunities across 20+ protocols and 60+ chains into a standardised, queryable interface. For Jumper, this powers:

• Vault discovery — Surfacing hundreds of yield opportunities with filtering by chain, asset, protocol, TVL, and APY, without managing individual protocol integrations.

• Standardised metadata — Every vault returns consistent structured data including underlying assets, historical APY (1d, 7d, 30d), and TVL — enabling the personalised matching that makes Jumper Earn's UX possible.

• Portfolio tracking — Retrieving all user positions, balances, and returns across protocols in a unified format, powering Jumper Portfolio's cross-chain position view.

LI.FI Composer — Execution and Orchestration

LI.FI Composer is the execution engine within LI.FI Earn, a transaction orchestration primitive that enables multi-step, multi-chain workflows to execute as a single atomic transaction.

Swaps. Bridges. Approvals. Deposits.

Bundled into one signed intent.

Learn more about Composer: LI.FI Composer Docs

For Jumper Earn, LI.FI Composer powers Quick Deposit — what users experience as a one-click "zap" into any yield opportunity, from any chain, with any asset.

Underneath that single click is a fully orchestrated execution graph.

But Quick Deposit is just the starting point.

Rebundling swap → bridge → deposit was the first unlock. The broader vision for Jumper Earn goes further, turning deposits from isolated actions into programmable capital flows.

The next evolution includes:

• Programmable claims: Claim rewards at arbitrary times and automatically swap, bridge, and route proceeds to a chosen token, chain, or wallet.

• Automated entry and exit logic: TWAP/VWAP-based position management, conditional exits, and parameterised liquidation protection.

• Hybrid yield flows: Periodic compounding, partial compound / partial claim, and routing profits directly to an offramp or card.

LI.FI Earn provides the infrastructure. Jumper is building the capital allocation layer on top of it.

What Jumper Earn Enables: Smart Earning. Zero Complexity.

Jumper Earn is a personalised DeFi yield layer built on LI.FI Earn. It aggregates 115+ earning opportunities from 15 DeFi protocols (including Aave, Morpho, Lido, Euler, ether.fi, Fluid, Spark, and others) into a single interface.

When a user connects their wallet, Jumper scans their holdings across all chains, detects idle assets, and surfaces yield opportunities matched to their portfolio and onchain behaviour. Thanks to LI.FI Earn, users can discover, compare, and Quick Deposit into any pool, from any chain, with any asset - all without leaving the interface.

Users don't just find yield. They deploy into it instantly. This unlocks behaviors that were previously impractical:

• Cross-chain capital rotation

• Seamless yield optimization

• Instant repositioning

• Frictionless reallocation

Execution, not discovery, becomes the competitive advantage.

What's Next

LI.FI Earn is expanding. New design partners are joining, bringing LI.FI Earn-powered yield products to more wallets, apps, and platforms across the ecosystem.

The direction is clear. As more teams adopt LI.FI Earn, launching an Earn product becomes a single integration rather than a multi-month build. Applications won't stitch together fragmented protocol integrations. They'll plug into LI.FI Earn and go live.

The apps that treat yield as a link-out will lose users at every step. The apps that treat yield as a native feature will own capital flow.

Launching an Earn feature?

LI.FI Earn is live. If you want to offer onchain yield to your users through a single integration — let's talk.

Get started:

• Explore the documentation: https://docs.li.fi/earn/

• Reach to our team: https://li.fi/contact-us/